Today's Realtor Ivory Brown

Where do home renovation myths start? Maybe in the aisles of your local hardware store or parking lot of the lumber yard. They get traded back and forth and whispered to people who may actually believe the tall tales—until they find themselves sitting under a pile of splintered wood and drywall dust. To spare you from deciphering fact from fiction, we're here to set the record straight: Here are some home improvement myths you can stop believing right now. It's time to get real when it comes to what's really in store when you decide to embark on a little remodeling. 1 . 'Whatever money I spend on upgrades I'll get back when I sell' There's a common misconception among homeowners that they can add the full cost of any improvement to the price tag of their home when it's time to sell. "We'll hear things like, 'I spent $10,000 finishing the basement, so I should be able to add that to the asking price,'" says Cedric...

It is my mission to serve all of my clients (buyers and sellers) with the highest level of professionalism, personal service, competence, and technical representation. I value God, Family, and Business. As your Realtor, I will uphold and enforce the highest ethical standards governed by the Texas Real Estate Commission (TREC).  I specialize in the Houston market, selling luxury homes, and new construction, residential resale and commercial real estate. I offer a wide range of real estate services from large to small. I have 17 years of banking experience; which allows me to have a deeper understanding of the closing process.  Home Ownership matters…to people, to communities, and to America. Why? • For every two homes sold, one job is created in the U.S. • Each purchase generates as much as $60,000 in economic activity over time. more... Buying is now cheaper than renting in 74 percent of the nation’s largest cities. Low home prices and “rock-bottom” interest...

Contracts commonly used in Texas home sales state that the house fixtures, improvements, and accessories are part of the sale. Here are examples of what stays and goes. Items that Typically Goes With The Seller Table Lamp Television Potted Plant Bed Couch Dining Room Table  Area Rug Lawn Mower Hammock Patio Grill Bookcase Washer and Dryer Paintings and Decorations Sellers If you want to exclude items from the sale - a dining room chandelier, for example - the contract includes a place for that. Have you Realtor help you properly document your intent. *There may be exceptions* Certain times stay or go depending on whether they’re permanently installed and built-in. Freestanding clothes washers and dryers go with the seller, but built-in units would likely stay. A grill on wheels on the patio leaves, but one that’s encased in stone as part of outdoor kitchen stays put. Three factors determine if something is permanently installed and b...

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Zoning : Zoning laws are found in virtually every municipality in the United States, affecting land use, lot size, building heights, density, setbacks, and other aspects of property use.

FHA Programs : The FHA single-family mortgage program has played an important and vital role in the mortgage marketplace. The program has a public purpose obligation to provide mortgage insurance to American families who choose FHA to meet their homeownership needs. Increasing the capacity of FHA will insure it is a viable product for homebuyers and expands the pool of safe affordable loan products.

Your clients depend on you for education and guidance from your first meeting until a sale closes. You can reinforce your value and show your real estate expertise by offering objective information and informed opinions about local market conditions, being knowledgeable about the latest home trends and technologies, and understanding community issues. The buyers and sellers you work with expect honest and ethical treatment throughout the course of your business dealings.